Bobby Saunders guide · Reviewed October 16, 2026

Buy Before You Sell

Make the next move on your terms.

A buy-and-sell sequencing guide covering equity, cash timing, overlap costs, a current NAF Cash example, coordinated calendars, and fallback decisions.

Inside the guide

A decision tool, not a generic checklist.

  • Compare four transaction sequences
  • Model equity and cash timing
  • Understand a NAF Cash example
  • Price overlap costs
  • Coordinate both calendars
  • Decide the fallback first

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What you will work through.

01

Compare the four common sequences

Sell first, coordinate closings, make a contingent purchase, or evaluate a buy-first path. Each changes leverage, certainty, moving logistics, liquidity, and overlap risk.

02

Model the equity before spending it

Estimated equity is not the same as cash available at every stage. Separate projected sale proceeds from deposits, inspections, moving costs, buyer closing costs, reserves, and expenses due before the current home funds.

03

Understand NAF Cash as one buy-first example

NAF Cash currently describes a process in which it purchases an approved next home with cash, the customer can move in before selling the current home, and NAF Cash later sells the home back through lender financing. NAF Cash states its transaction fee is 1.50%-7.5% of purchase price and varies by state. Eligibility, availability, fees, rent, deposits, deadlines, and final financing must be confirmed in the current written documents for the actual transaction.

04

Stress-test the overlap

Add current-home carrying costs, moving, storage, utilities, insurance, temporary occupancy or rent, program fees, and reserves. Re-run the plan if the sale takes 30, 60, or 90 days longer than hoped.

05

Decide the fallback before you need it

Write down what changes if the current home sells later or for less, needs repairs, or the next-home financing changes. A fallback can include a larger reserve, lower purchase target, temporary housing, or a different sequence.

Use the guide on a real move

Turn the resource into a property-specific plan.

The PDF is designed to help you prepare better questions and organize the decisions that belong in a real transaction.

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