Know the proceeds before the next purchase.
Provides the clearest view of available equity, but may require temporary housing or another move.
Buy & Sell · San Antonio
Buy your next home with a plan for the one you still own.
Selling one home and buying another brings timing, equity, financing, preparation, and moving decisions together. Build the sequence before the pressure arrives.
Choose the sequence
Four common paths. Different tradeoffs.
Try to align both closings.
Can reduce transition time, but the two contracts become more dependent on one another.
Make the next purchase depend on the current sale.
Can protect the buyer’s sequence when accepted, but the next-home seller must agree to the condition.
Secure the next home before the sale is complete.
Can simplify the physical move when finances and approvals support it, but requires a deliberate overlap and fallback plan.
The planning model
One move.
Two transactions.
One calendar.
Understand the move
Estimate sale proceeds, purchase needs, cash timing, financing, and the sequence that fits the household.
Prepare the current home
Build pricing, preparation, original media, a property destination, and distribution around the buyer priorities the home answers.
Coordinate the transition
Track both contracts, inspections, lender milestones, launch dates, possession, moving dates, and fallback decisions together.
One concrete buy-first example
How NAF Cash can fit into the conversation.
NAF Cash currently describes a process in which it purchases an approved next home with cash, the customer can move in before selling the current home, and NAF Cash later sells the home back through lender financing.
This is an option to evaluate, not a promise that a borrower or property qualifies. NAF Cash currently states a transaction fee of 1.50%-7.5% of purchase price that varies by state. State availability, contractual terms, occupancy costs, deposits, deadlines, property requirements, and final financing must be confirmed in the current documents for the actual transaction.
Questions to answer in writing
- Who owns the property at each stage?
- What cash is due before the current home sells?
- What is the exact transaction fee for this state and file?
- What occupancy or rental charges apply?
- What happens if the current sale is late?
- What happens if final mortgage financing changes?
Fallback first
Decide what changes if the sale takes longer.
Sale price moves
Re-run proceeds and the purchase allocation before the next commitment becomes irreversible.
Days on market increase
Model another 30, 60, or 90 days of carrying, occupancy, storage, utilities, and program expenses.
Financing changes
Reconfirm the final purchase path with the lender and program provider instead of assuming the original approval still applies.
Free planning guide
Work through the sequence before the listings do the talking.
The Buy Before You Sell guide includes sequence comparisons, equity planning, the current NAF Cash framework, overlap-cost questions, calendar planning, and fallback decisions.
Get the Buy Before You Sell guide ↗Your next move, planned around both homes
Build the sale and purchase plan together.
Start with your current property, the next-home target, expected timing, and the cash questions that need answers.
Build my buy-and-sell plan